Commitment to Financial Inclusion

Universal Medical is committed to creating innovative, high-quality, and efficient financial service models. We have formulated inclusive finance policies and made public commitments. Based on market research and customer feedback, we innovate and expand the types and scope of financial services provided to vulnerable groups. Moreover, we establish specialized complaint channels tailored to the needs and preferences of our target groups and flexibly adjust our service delivery methods. For instance, in dealing with supply chain finance for small and medium-sized enterprises and inclusive finance leasing services, we adopt electronic seals for contract signing to improve the efficiency of review processes.

-Expand Inclusive Financial Services

The company provides financial literacy training and high-quality healthcare services to the target groups of inclusive finance, aiming to broadly promote financial well-being and inclusivity. To sustainably develop inclusive finance business, we maintain close ties with external partners, jointly exploring new opportunities for market expansion and product innovation.

-Strengthen Inclusive Finance Supervision

The Strategy and ESG Committee, established by Universal Medical as a dedicated committee responsible for matters related to sustainable development, oversees the formulation and implementation of policies and procedures related to inclusive finance.

-Conduct Inclusive Finance Training

The company regularly hosts financial and industrial seminars to enhance employees' professional competence and service capabilities in the medical service and manufacturing industries, ensuring that we provide high-quality inclusive financial services to small and micro-enterprises/institutions with respect and professionalism.

Inclusive Finance Products and Services

The company actively provides financial leasing services to target customers such as small, medium, and micro-medical institutions, as well as small and medium-sized enterprises, aiming to meet their financing needs. In 2024, Universal Medical signed 10 inclusive finance leasing contracts, with a total contract value exceeding 27 million yuan. Our target customer base is broad, encompassing impoverished/low-income individuals, rural/remote area populations, and groups facing health conditions or other barriers.

1.Poor/Low-Income Groups:

The company provides financial leasing services for equipment to Shangqiu Maternal and Child Health Hospital, improving medical conditions for women and children;

2.Rural/Remote Area Groups:

We offer financial leasing services to Yinan Funong Photovoltaic Power Generation Co., Ltd. (poverty alleviation photovoltaic project) in Linyi, Shandong Province, supporting their efforts;

3.Groups with Health Conditions or Disabilities:

The company provides financial leasing services for equipment to Wulian County Rehabilitation Hospital, specifically to county-level rehabilitation hospitals, improving medical conditions for those with health conditions or disabilities;

By offering flexible and diverse financial leasing solutions, we assist these small, medium, and micro-clients in obtaining liquidity support, alleviating financial pressure, and promoting the healthy development of both enterprises and individuals.